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1. 11/22/2009 gpn11 NOTICE OF SALE UNDER POWER GEORGIA, LOWNDES COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Billy I. Williams and Kathleen L. Williams to Mortgage Electronic Registration Systems, Inc. dated December 20, 2006 in the amount of $221,000.00, and recorded in Deed Book 3661, Page 136, Lowndes County, Georgia Records; as last transferred to Deutsche Bank National Trust Company as Trustee under Pooling and Servicing Agreement dated as of April 1, 2007 Securitized Asset Backed Receivables LLC Trust 2007-BR2 Mortgage Pass-Through Certificates, Series 2007-BR2 by assignment; the undersigned, Deutsche Bank National Trust Company as Trustee under Pooling and Servicing Agreement dated as of April 1, 2007 Securitized Asset Backed Receivables LLC Trust 2007-BR2 Mortgage Pass-Through Certificates, Series 2007-BR2 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Lowndes County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: Land referred to in this commitment is described as all that certain property situated in City of Valdosta in the County of Lowndes, and State of GA and being described in a Deed dated 05/22/2003 and recorded 05/23/2003 in Book 2548 Page 100 among the Land records of the County and State set forth above, and reference as follows: All that tract or parcel of Land situate, lying and being in Land Lots 57 and 58 in the 11th Land District of Lowndes County, Georgia, and being more particularly described as being all of Lot 11, Block A, Brandon Place, as per that certain Map or Plat of Survey of said Subdivision recorded in Plat Cabinet A, Page 240 Office of the Clerk of the Superior Court of Lowndes County, Georgia. To which Survey hereby referred in Aid of Description. Parcel No. 0109B 090 which has the property address of 3329 Britain Drive, Valdosta, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Billy I. Williams and Kathleen L. Williams and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Deutsche Bank National Trust Company as Trustee under Pooling and Servicing Agreement dated as of April 1, 2007 Securitized Asset Backed Receivables LLC Trust 2007-BR2 Mortgage Pass-Through Certificates, Series 2007-BR2 Attorney in Fact for Billy I. Williams and Kathleen L. Williams Anthony DeMarlo, Attorney/llawson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 08-22173 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 23557745 11/06,13,20,27/09	Save
2. 11/22/2009 gpn11 NOTICE OF SALE UNDER POWER GEORGIA, LOWNDES COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Maggie L. Roan to Mortgage Electronic Registration Systems, Inc., dated September 10, 2008, recorded in Deed Book 4190, Page 265, Lowndes County, Georgia Records, as last transferred to Central Mortgage Company by assignment to be recorded in the Office of the Clerk of Superior Court of Lowndes County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THIRTY-SEVEN THOUSAND FOUR HUNDRED FIFTY-SIX AND 0/100 DOLLARS ($237,456.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lowndes County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Central Mortgage Company, 801 John Barrow Road, Suite 1, Little Rock, AR 72205, 501-716-4624. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Maggie L. Roan or a tenant or tenants and said property is more commonly known as 5211 Carys Brook Dr, Hahira, Georgia 31632. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Central Mortgage Company as Attorney in Fact for Maggie L. Roan McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ras 12/1/09 Our file no. 52978409-FT7 EXHIBIT “A” All that tract or parcel of land situate, lying and being in Land Lot 55 of the 12th Land District of Lowndes County, Georgia, and being more particularly described as all of Lot 18 of Carlton Ridge Subdivision, according to a map or plat of survey parepared by Roland Stan Folsom, entitled "Carlton Ridge Subdivison", date January 2, 207, revised January 24, 2007 and recorded on January 30, 2007, in Plat Cabinet A, Page 3549 in the Office of the Clerk of the Superior Court of Lowndes County, Georgia, to which map of palt of survey and record whereof reference is hereby made for all purposes in aid of description. There is located thereon a residence dwelling known and desiganted as 5211 Cary's Brook Drive by the present system of numbering houses in Hahira, Lowndes COunty, Georgia. MR/ras 12/1/09 Our file no. 52978409 - FT7 23557624 11/06,13,20,27/09	Save
3. 11/22/2009 gpn11 NOTICE OF SALE UNDER POWER GEORGIA, LOWNDES COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Bryan A. Nelson to Mortgage Electronic Registration Systems, Inc. dated January 3, 2005 in the amount of $96,021.00, and recorded in Deed Book 3047, Page 287, Lowndes County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Lowndes County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 167 of the 11th Land District of Lowndes County, Georgia, and being more particularly described as all of Lot 3 Block A Section One, Hillside Subdivision, according to a map of plat of survey recorded in Plat Book D, Page 287, to which map or plat of survey reference is hereby made in all aid of description. which has the property address of 3498 Johnson Road SE, Valdosta, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Bryan A. Nelson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. CitiMortgage, Inc. Attorney in Fact for Bryan A. Nelson Anthony DeMarlo, Attorney/llawson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 09-02363 /VA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 23557700 11/06,13,20,27/09	Save
4. 11/22/2009 gpn11 NOTICE OF SALE UNDER POWER GEORGIA, LOWNDES COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Ditranna Walker and Donald Walker to Mortgage Electronic Registration Systems, Inc. dated February 22, 2008 in the amount of $206,000.00, and recorded in Deed Book 4052, Page 237, Lowndes County, Georgia Records; as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment; the undersigned, BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Lowndes County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land situate, lying and being in Land Lot 102 of the 11th Land District of Lowndes County, Georgia, and being more particularly described as Lot Number 5, Highlands Subdivision Phases One, as depicted on that certain map plat of survey prepared by DeVane Surveying, Inc., Dean DeVane G.R.L.S. #2620, recorded February 20, 2004 in Plat Cabinet A, Pages 2419-2426, Lowndes County, Georgia Deed Records, reference is hereby made in the plat of survey for all purposes in aid of description. Municipal Address: 4127 Whithorn Way, Valdosta, GA 31605 Tax Parcel Number: 0146C218 which has the property address of 4127 Whithorn Way, Valdosta, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Ditranna Walker and Donald Walker and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Attorney in Fact for Ditranna Walker and Donald Walker Anthony DeMarlo, Attorney/pdrosario McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 09-16438 /FNMA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 23557721 11/06,13,20,27/09	Save
5. 11/22/2009 gpn11 NOTICE OF SALE UNDER POWER GEORGIA, LOWNDES COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Kathy J. Danzberger and Toby Danzberger to Mortgage Electronice Registration Systems, Inc. dated July 31, 2008 in the amount of $254,013.00, and recorded in Deed Book 4161, Page 257, Lowndes County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Lowndes County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land situate, lying and being in the City of Valdosta, Lowndes County, Georgia, and being all of Lot 3, Block C, of a subdivision known as Eugene J. Eager Trust, Section 1, Tract B, according to a plat of said subdivision recorded in Plat Record Book A, Page 101, in the Office of the Clerk of the Superior Court of Lowndes County, Valdosta, Georgia, which plat is by reference incorporated herein for all purposes in aid of description. Said property has a residence dwelling located thereon known and designated as 2514 Winding Way, Valdosta, Georgia. which has the property address of 2514 Winding Way, Valdosta, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Kathy J. Danzberger and Toby Danzberger and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. CitiMortgage, Inc. Attorney in Fact for Kathy J. Danzberger and Toby Danzberger Anthony DeMarlo, Attorney/thayle McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 09-23678 /FHA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 23557676 11/06,13,20,27/09	Save
6. 11/22/2009 gpn11 NOTICE OF SALE UNDER POWER GEORGIA, LOWNDES COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Cecal S. Daniels to Mortgage Electronic Registration Systems, Inc., dated February 15, 2005 in the amount of $148,900.00, and recorded in Deed Book 3082, Page 174, Lowndes County, Georgia Records; as last transferred to The Bank of New York Mellon fka The Bank of New York as Trustee for the Benefit of the Certificateholders of CWABs 2005-1, Inc. by assignment; the undersigned, The Bank of New York Mellon fka The Bank of New York as Trustee for the Benefit of the Certificateholders of CWABs 2005-1, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Lowndes County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 132 of the 11th District of Lowndes County, Georgia, and being all of Lot 2, Block B, of Roswell Place Subdivision, as per map or plat of survey thereof recorded in Plat Cabinet A, Page 2173, in the Office of the Clerk of the Superior Court of Lowndes County, Georgia, to which reference is herewith made for amore particular description. Said property has a residence dwelling located thereon known and designated as No. 4204 Buckhead Drive, according to the present system of numbering houses in the City of Valdosta, Georgia. which has the property address of 4204 Buckhead Drive, Valdosta, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Cecal S. Daniels and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. The Bank of New York Mellon fka The Bank of New York as Trustee for the Benefit of the Certificateholders of CWABs 2005-1, Inc. Attorney in Fact for Cecal S. Daniels Anthony DeMarlo, Attorney/smitchell McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 09-24161 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 23557720 11/06,13,20,27/09	Save
7. 11/22/2009 gpn11 NOTICE OF SALE UNDER POWER GEORGIA, LOWNDES COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Walter A. Mordon to Mortgage Electronic Registration Systems, Inc., dated July 25, 2008 in the amount of $112,000.00, and recorded in Deed Book 4174, Page 105, Lowndes County, Georgia Records; as last transferred to Ocwen Loan Servicing, LLC by assignment; the undersigned, Ocwen Loan Servicing, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Lowndes County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: A certain tract or parcel of land in Lowndes County, in the State of Georgia, described as follows: All that tract or parcel of land lying and being in Land Lot 109, of the 16th Land District of Lowndes County Georgia, and being more particularly described as Lot 4, Block C, of Indian Lake Heights Subdivision, Section I, as shown on that certain map or plat of survey prepared by Andrew J. Fitisimore, Georgia Registered Land Surveyor, dated 5/8/78, and recorded in Plat Book C, Page 166, in the Office of the Clerk of the Superior Court of Lowndes County, Georgia, to which map or plat of survey and the record thereof reference is hereby made in aid of description. Subject to applicable restrictive covenants and or easements of record. which has the property address of 5024 Seminole Circle, Lake Park, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Walter A. Mordon and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Ocwen Loan Servicing, LLC Attorney in Fact for Walter A. Mordon Anthony DeMarlo, Attorney/smagnuson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 09-24570 /FHLMC THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 23557722 11/06,13,20,27/09	Save
8. 11/22/2009 gpn11 NOTICE OF SALE UNDER POWER GEORGIA, LOWNDES COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Chasity Buchanan to Mortgage Electronic Registration Systems, Inc. dated March 26, 2008 in the amount of $145,000.00, and recorded in Deed Book 4100, Page 106, Lowndes County, Georgia Records; as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment; the undersigned, BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Lowndes County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All there certain property situated in the County of Lowndes, and State of Georgia, being described as follows: All that tract or parcel of land situate, lying and being in Land Lot No. 17 in the 12th Land District Lowndes County, Georgia, and being more particularly described as being all of Lot 3 in Block A of Westwind Subdivision, according to a map or plat of survey thereof recorded in Plat Record Book C, Page 89, Deed Records of the Superior Court to which map or plat of survey and the record whereof reference is hereby made for all purposes in ald of description. Said described property has located thereon a residence dwelling know and designated as 2341 Pineneedle Drive (formerly 4 Pine Needle Drive) according to the present system of numbering houses in Valdosta, Lowndes County Georgia. which has the property address of 2341 Pine Needle Dr North, Valdosta, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Chasity Buchanan and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Attorney in Fact for Chasity Buchanan Anthony DeMarlo, Attorney/jplanicka McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 09-24946 /FNMA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 23557747 11/06,13,20,27/09	Save
9. 11/22/2009 gpn11 NOTICE OF SALE UNDER POWER GEORGIA, LOWNDES COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Ivonne M. Gutierrez and Mauricio Gutierrez to Mortgage Electronic Registration Systems, Inc. dated September 11, 2006 in the amount of $168,150.00, and recorded in Deed Book 3607, Page 193, Lowndes County, Georgia Records; as last transferred to Ocwen Loan Servicing, LLC by assignment; the undersigned, Ocwen Loan Servicing, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Lowndes County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of the land situate, lying and being in Land Lot No. 14th in the 11th Land District of Lowndes County, Georgia, and being all of Lot 13 in Block EE of Wood Valley Subdivision, Section XI, as per a map or plat of survey thereof recorded in Plat Record Book C, page 77 and also as shown on that certain map or plat of survey recorded in Plat Record Book 29, page 35, in the office of the Clerk of Superior Court of Lowndes County, Georgia, to which maps or plats of survey and the record whereof reference is hereby made for all purposes in aid of description. Said property has a residence dwelling located thereon known and designated as No. 2236 Oakgrove Circle (formerly referred to as 2235 Oakgrove Circle), according to the present system of numbering houses in the City of Valdosta, Georgia. which has the property address of 2236 Oakgrove Circle, Valdosta, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Ivonne M. Gutierrez and Mauricio Gutierrez and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Ocwen Loan Servicing, LLC Attorney in Fact for Ivonne M. Gutierrez and Mauricio Gutierrez Anthony DeMarlo, Attorney/smagnuson McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 09-24974 /FHLMC THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 23557746 11/06,13,20,27/09	Save
10. 11/22/2009 gpn11 NOTICE OF SALE UNDER POWER GEORGIA, LOWNDES COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Herbert Harris to Mortgage Electronic Registration Systems, Inc., dated June 14, 2005 in the amount of $71,200.00, and recorded in Deed Book 3165, Page 270, Lowndes County, Georgia Records; as last transferred to HSBC Mortgage Services Inc. by assignment; the undersigned, HSBC Mortgage Services Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Lowndes County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land situate, lying and being in Land Lot Nos. 71 and 72, 11th District, Lowndes County, Georgia, and being more particularly described as being all of Lots 6 and 7 in Block A of Cly-Val Drive Subdivision, according to a map or plat of survey thereof recorded in Plat Record Book 5, Page 209, in the Office of the Clerk of the Superior Court of Lowndes County, Georgia, to which map or plat of survey and the record whereof reference is hereby made for all purposes in aid of description. Said described property has located thereon a resident dwelling known and designated as 3528 Carroll Drive, according to the present system of numbering houses in Valdosta, Lowndes County, Georgia. which has the property address of 3528 Carroll Drive, Valdosta, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Herbert Harris and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. HSBC Mortgage Services Inc. Attorney in Fact for Herbert Harris Anthony DeMarlo, Attorney/efisher McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 09-25053 /CONV THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 23557749 11/06,13,20,27/09	Save
11. 11/22/2009 gpn11 NOTICE OF SALE UNDER POWER GEORGIA, LOWNDES COUNTY Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jason Gidney to Mortgage Electronic Registration Systems, Inc. dated June 26, 2007 in the amount of $90,400.00, and recorded in Deed Book 3848, Page 108, Lowndes County, Georgia Records; as last transferred to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP by assignment; the undersigned, BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Lowndes County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land situate, lying and being in Land Lots 104 and 127 of the 11th Land District of Lowndes County, Georgia, and being all of Lot 6 in Block C of Forrestwood Estates Subdivision, Unit 5, Section 3, as shown on a plat thereof recorded in Plat Record Book C, at Page 208 in the office of the Clerk of the Superior Court of Lowndes County, Georgia, to which reference is herewith made for a more particular description, said property has a residence dwelling located thereon known and designated as 2102 Meade Avenue, Valdosta, Georgia. Tax ID# 0149D 027 By fee simple deed from Keith A. Knowlton and Angelita Knowlton as set forth in Deed Book 3650, Page 272 and recorded on 12/15/2006, Lowndes County Records. The source deed as stated above is the last recorded of vesting filed for this property. There have been no vesting changes since the date of the above reference source. 12 month chain of title: By fee simple deed from Gary Michew Construction CO, INC. to Keith A. Knowlton and Angelita Knowlton as set forth in Deed Book 415, Page 5, and recorded on 7/21/1983, Lowndes County Records. which has the property address of 2102 Mead Ave, Valdosta, Georgia., together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of Jason Gidney and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Attorney in Fact for Jason Gidney Anthony DeMarlo, Attorney/lseymore McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com File No. 09-25071 /FNMA THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 23557761 11/06,13,20,27/09	Save
12. 11/22/2009 gpn11 STATE OF GEORGIA COUNTY OF LOWNDES NOTICE OF SALE UNDER POWER Under and by virtue of the power of sale contained with that certain Deed to Secure Debt dated February 22, 2006, from Marcus M. Jordan and Cassandra Jordan to Beneficial Mortgage Co. of Georgia, recorded on March 8, 2006 in Deed Book 3397 at Page 259, in the office of the Clerk of the Superior Court of Lowndes County, Georgia, and said Deed to Secure Debt having been given to secure a note dated February 22, 2006, in the amount of $224,589.19, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Lowndes County, Georgia, on December 1, 2009, the following described real property (hereinafter referred to as the “Property”): ALL THAT TRACT OR PARCEL OF LAND SITUATE, LYING AND BEING IN LAND LOT 110 OF THE 16TH LAND DISTRICT OF LOWNDES COUNTY GEORGIA, AND BEING LOT 26 OF CYPRESS LAKES SUBDIVISION, PHASE III, SECTION XIV ACCORDING TO A MAP OR PLAT OF SURVEY OF SAID SUBDIVISION RECORDED IN PLAT CABINET A, PAGE 1759, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF LOWNDES COUNTY, GEORGIA. THIS DEED AND THE WARRANTIES CONTAINED HEREIN ARE SUBJECT TO APPLICABLE RESTRICTIVE COVENANTS AND OR EASEMENTS OF RECORD AND APPLICABLE ZONING ORDINANCES AND REGULATIONS. The debt secured by the Security Deed and evidenced by the note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Deed to Secure Debt, accrued interest, and all expenses of the sale, including attorneys’ fees. Notice of intention to collect attorneys’ fees has been given as provided by law. To the best of the undersigned’s knowledge, the person(s) in possession of the property is/are Marcus M. Jordan and Cassandra Jordan. The property, being commonly known as 5613 Nutmeg Circle, Lake Park, GA 31636 in Lowndes County, will be sold as the property of Marcus M. Jordan and Cassandra Jordan, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed. Albertelli Law Attorney for Beneficial Mortgage Co. of Georgia as Attorney in Fact for Marcus M. Jordan and Cassandra Jordan 100 Galleria Parkway, Suite 900 Atlanta, GA 30339 Phone: (866) 690-0418 By: James E. Albertelli, Esq. For the Firm THIS FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 23557766 11/06,13,20,27/09	Save
13. 11/22/2009 gpn11 NOTICE OF SALE UNDER POWER GEORGIA, LOWNDES COUNTY By virtue of a Power of Sale contained in that certain Security Deed from Tim Aanonsen to The Secretary of Veterans Affairs, an Officer of the United States of America, dated July 12, 1995, recorded July 14, 1995, in Deed Book 1208, Page 239, Lowndes County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Thirty-Eight Thousand and 00/100 dollars ($38,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Deutsche Bank National Trust Company fka Bankers Trust Company Of California, National Association As Trustee For Vendee Mortgage Trustee 1995-3, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lowndes County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND SITUATE, LYING AND BEING IN LAND LOT 4 OF THE 12TH LAND DISTRICT OF LOWNDES COUNTY, GEORGIA, MORE PARTICULARLY DESCRIBED AS FOLLOWS: FOR A POINT OF REFERENCE ONLY, START AT THE POINT OF INTERSECTION OF THE POINT OF MARGIN OF THE RIGHT OF WAY OF VAL-DEL ROAD AND THE SOUTH MARGIN OF THE RIGHT OF WAY OF COPPAGE ROAD AND RUN THENCE ALONG THE SOUTH MARGIN OF THE RIGHT OF WAY OF COPPAGE ROAD NORTH 88 DEGREES 22 MINUTES 35 SECONDS EAST 1285.81 FEET TO A POINT MARKED BY AN IRON PIN; AND CONTINUING THENCE ALONG SAID MARGIN OF SAID ROAD NORTH 88 DEGREES 22 MINUTES 35 SECONDS EAST 244.68 FEET TO THE IRON PIN WHICH MARKS THE POINT OF BEGINNING OF THE TRACT HEREIN DESCRIBED, AND FROM SAID POINT OF BEGINNING RUNNING THENCE ALONG THE SOUTH MARGIN OF THE RIGHT OF WAY OF COPPAGE ROAD NORTH 88 DEGREES 22 MINUTES 35 SECONDS EAST 69.98 FEET TO A POINT MARKED BY AN IRON PIN; THENCE ALONG SAID MARGIN OF SAID ROAD NORTH 86 DEGREES 56 MINUTES 41 SECONDS EAST 21.47 FEET TO S POINT MARKED BY AN IRON PIN: THENCE IN A SOUTHEASTERLY DIRECTION 33.16 FEET ALONG THE ARC OF A CURVE HAVING A CHORD RUNNING SOUTH 46 DEGREES 03 MINUTES 19 SECONDS EAST TO A POINT LOCATED ON THE WEST MARGIN OF A 60 FOOT ACCESS EASEMENT PRIVATE ROAD; THENCE ALONG THE VEST MARGIN OF SAID EASEMENT AND PRIVATE ROAD SOUTH 1 DEGREES 56 MINUTES 41 SECONDS WEST 326.17 FEET TO A POINT MARKED BY AN IRON PIN; THENCE SOUTH 88 DEGREES 04 MINUTES 40 SECONDS WEST 141.05 FEET TO A POINT MARKED BY AN IRON PIN; AND THENCE NORTH 6 DEGREES 28 MINUTES 57 SECONDS EAST 350.48 FEET TO THE IRON PIN LOCATED ON THE SOUTH MARGIN OF COPPAGE ROAD WHICH MARKS THE POINT OF BEGINNING. SAID PROPERTY IS DESIGNATED LOT 1 ON A PLAT OF SURVEY ENTITLED SURVEY FOR JOHN W. RICHMOND & JANET A. RICHMOND, DATED 12-15-86. PREPARED BY ROBIN N. HARRIS, SURVEYOR, AND RECORDED IN PLAT RECORD BOOK 31, PAGE 195, PUBLIC RECORDS OF LOWNDES COUNTY, GEORGIA, WHICH PLAT AND THE RECORD THEREOF ARE INCORPORATED HEREIN FOR ALL PURPOSES OF DESCRIPTION. Said property is commonly known as 5329 Coppage Road, Hahira, GA 31632. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Tim Aanonsen, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DEUTSCHE BANK NATIONAL TRUST COMPANY FKA BANKERS TRUST COMPANY OF CALIFORNIA, NATIONAL ASSOCIATION AS TRUSTEE FOR VENDEE MORTGAGE TRUSTEE 1995-3 as Attorney in Fact for TIM AANONSEN Lender Contact: BAC, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024 TELEPHONE NUMBER: 800-669-6087 Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092 TELEPHONE NUMBER: (888) 890-5309 CASE No. BAC-09-34769-1 WWW.RUBINLUBLIN.COM/PROPERTY-LISTINGS.PHP Ad Run Dates 11/06/2009, 11/13/2009, 11/20/2009, 11/27/2009 23557753	Save
14. 11/22/2009 gpn11 STATE OF GEORGIA COUNTY OF LOWNDES NOTICE OF SALE UNDER POWER CONTAINED IN SECURITY DEED Under and by virtue of the power of sale contained in that certain Security Deed (the “Security Deed”) from Nelco, Inc., (hereinafter referred to as "Grantor") to Darby Bank & Trust Co., a State Banking Company under the laws of the State of Georgia (hereinafter referred to as "Grantee"), dated April 23, 2008, and recorded in Deed Book 4084, Page 221, in the Office of the Clerk of the Superior Court of Lowndes County, Georgia; said Security Deed being given to secure payment of that certain Promissory Note dated April 23, 2008, given by Nelco, Inc., in favor of Darby Bank & Trust Co., in the original principal amount of Five Million Seven Hundred Thousand Seven Hundred Seventy-Three Dollars ($5,700,773.00) as modified by that Modification of Promissory Note dated March 17, 2009 (said Note and Modification hereinafter collectively referred to as the “Note”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door at Lowndes County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, namely December 1, 2009, the property conveyed by said Security Deed and described as follows, to-wit: All that tract or parcel of land situate, lying and being in Land Lot No. 9 of the 12th Land District of Lowndes County, Georgia, and more particularly described as follows: Beginning at the intersection of the West Right of Way of Val-Del Road with the South Right of Way of Clyattstone Road; thence South 15 Degrees 12 Minutes 46 Seconds East along the West Right of Way of Val-Del Road a distance of 545.95 Feet to a point said point being the ***POINT OF BEGINNING***;  thence South 15 Degrees 12 Minutes 46 Seconds East along said Right of Way a distance of 447.37 Feet to a point;  thence South 83 Degrees 40 Minutes 21 Seconds West a distance of 1082.55 Feet to a point;  thence South 08 Degrees 48 Minutes 21 Seconds East a distance of 1157.42 Feet to a point;  thence South 89 Degrees 27 Minutes 39 Seconds East a distance of 1017.75 Feet to a point located on the West Right of Way of Val-Del Road;  thence with a curve turning to the right with an arc length of 0.83’ Feet, with a radius of 1942.86’, with a chord bearing of South 12 Degrees 25 Minutes 13 Seconds West, with a chord length of 0.83’ Feet;  thence South 11 Degrees 53 Minutes 59 Seconds West a distance of 219.49 Feet;  thence North 89 Degrees 27 Minutes 39 Seconds West a distance of 2787.01 Feet to a point;  thence North 00 Degrees 24 Minutes 07 Seconds West a distance of 914.12 Feet to a point;  thence South 89 Degrees 27 Minutes 39 Seconds East a distance of 806.77 Feet to a point;  thence North 08 Degrees 48 Minutes 21 Seconds West a distance of 784.02 Feet to a point;  thence North 83 Degrees 40 Minutes 21 Seconds East a distance of 1927.42 Feet to a point, said point being the ***POINT OF BEGINNING***. Together with and subject to covenants, easements, and restrictions of record.  Said tract contains 70.14 acres. The property will be sold together with easements, rights, improvements, fixtures, equipment, furniture, furnishings, appliances and appurtenances related thereto, including all buildings, structures, parking facilities and improvements of every nature whatsoever now or hereafter situated on the above described property, owned by Grantor and located in, on, or about or used or intended to be used with or in connection with the use, operation, or enjoyment of the above described property, if any. Because of the default in the payment of the installments due under the Notes which the Security Deed was given to secure, the undersigned has declared the entire indebtedness due and payable, and said property will be sold as the property of Grantor to satisfy the indebtedness evidenced by the Note together with the cost of said sale, including attorney's fees, notice having been given pursuant to the Official Code of Georgia Annotated Section 13-1-11. To the best of the undersigned's knowledge and belief, the party in possession of said property is Grantor or tenants claiming by, through or under Grantor. Said property will be sold “as-is” “where-is” subject to all zoning ordinances, restrictions, covenants, liens, encumbrances, easements and other matters of record, if any, to which the Security Deed is junior and inferior in terms of priority, and subject to any and all unpaid taxes or assessments relating to the property.       DARBY BANK & TRUST CO., a state banking company, as attorney-in-fact for Nelco, Inc. Langdale Vallotton, LLP                By: s/Robert A. Plumb, Jr.        Robert A. Plumb, Jr. Attorney for Darby Bank & Trust Co. Post Office Box 1547 Valdosta, Georgia  31603-1547 (229) 244-5400 23557779 11/06,13,20,27/09	Save
15. 11/22/2009 gpn11 NOTICE OF SALE UNDER POWER GEORGIA, LOWNDES COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Mary Louise Williams and Gary Williams to Mortgage Electronic Registration Systems Inc., as nominee for Castle Point Mortgage, Inc, dated April 28, 2006, recorded in Deed Book 3451, Page 296, Lowndes County, Georgia Records, as last transferred to ACT Properties LLC by assignment recorded in Deed Book 4369, Page 174, Lowndes County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of EIGHTY-FIVE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($85,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lowndes County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property: Land referred to in this commitment is described as all that certain property situated in City of Hahira in the County of Lowndes, and State of GA and being described in a deed dated 05-16-1997 and recorded 05/28/1997 in book 1423 page 159 among the land records of the county and state set forth above and referred as follows: All that tract or parcel of land situate, lying and being in Land Lot 94, 12th Land District of Lowndes County, Georgia and being 2.1150 acres as according to and as depicted upon that certain plat or survey entitled survey for Mary Louise Williams dated October 15, 1985 as the same appears of record in the Office of the Clerk of the Superior Court of Lowndes County, Georgia in plat record book 30 page 28, to which plat reference is hereby made in aid of description as fully and completely as if set forth in detail herein. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). UBS Special Servicing Group can be contacted at 800-306-6059 or by writing to 7515 Irvine Center Drive 1st Floor, Irvine, CA 92618, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Mary Louise Williams and Gary Williams or a tenant or tenants and said property is more commonly known as 6311 US Highway 41 North, Hahira, Georgia 31632. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. ACT Properties LLC as Attorney in Fact for Mary Louise Williams and Gary Williams Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/brp 12/1/09 Our file no. 1324709-FT1 23557661 11/6,13,20,27/09	Save
16. 11/22/2009 gpn11 NOTICE OF SALE UNDER POWER GEORGIA, LOWNDES COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Steve L. Johnson to Mortgage Electronic Registration Systems Inc., as nominee for Terrace Mortgage Company, dated December 9, 2008, recorded in Deed Book 4244, Page 261, Lowndes County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment to be recorded in the Office of the Clerk of Superior Court of Lowndes County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-SIX THOUSAND ONE HUNDRED SEVENTY AND 0/100 DOLLARS ($126,170.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lowndes County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property:All that tract or parcel of land situate, lying and being in Land Lot No. 130, 11th Land District of Lowndes County, Georgia, and being all of Lot 13, block "D", as shown on a plat of "Heatherwoods Subdivision, Phase Tree", recorded in Plat Record Book "H", Page 47, in the Office of the Clerk of the Superior Court of Lowndes County, Georgia, to which reference is herewith made for a more particular description. Said property has a residence dwelling located thereon known and designated as No. 3859 Lane, according to the present system of numbering houses in the City of Valdosta, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Chase Home Finance LLC can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Steve L. Johnson or a tenant or tenants and said property is more commonly known as 3859 Nicole Lane, Valdosta, Georgia 31605. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC as Attorney in Fact for Steve L. Johnson Johnson Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/cg1 12/1/09 Our file no. 1729509-FT3 23557664 11/06,13,20,27/09	Save
17. 11/22/2009 gpn11 NOTICE OF SALE UNDER POWER GEORGIA, LOWNDES COUNTY THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Shelby Stalvey and Frank Lavell Stalvey to Mortgage Electronic Registration Systems, Inc., as Nominee for Best Rate Funding Corp., dated March 21, 2007, recorded in Deed Book 3746, Page 232, Lowndes County, Georgia, as last transferred to HSBC BANK USA, N.A., AS TRUSTEE ON BEHALF OF ACE SECURITIES CORP. HOME EQUITY LOAN TRUST AND FOR THE REGISTERED HOLDERS OF ACE SECURITIES CORP. HOME EQUITY LOAN TRUST, SERIES 2007-ASAP2, ASSET BACKED PASS-THROUGH CERTIFICATES by assignment to be recorded, Lowndes County, Georgia records conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-TWO THOUSAND FOUR HUNDRED TWENTY-FIVE AND 00/100 DOLLARS ($172,425.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lowndes County, Georgia, within the legal hours of sale on the first Tuesday in December 2009 the following described property: ALL THAT TRACT OR PARCEL OF LAND SITUATE, LYING AND BEING LOCATED IN LAND LOT NO. 80, 11TH LAND DISTRICT, CITY OF VALDOSTA, LOWNDES COUNTY, GEORGIA, DESIGNATED AS LOT 51, CUMBERLAND PLANTATION SUBDIVISION - PHASE III AND BEING MORE PARTICULARLY DESCRIBED ACCORDING TO THAT CERTAIN PLAT OF SURVEY ENTITLED "CUMBERLAND PLANTATION SUBDIVISION - PHASE III" DATED JUNE 8, 2004 AND REVISED JUNE 17, 2004, PREPARED BY FOLSOM SURVEYING, GEORGIA REGISTERED LAND SURVEYORS, AND RECORDED IN PLAT CABINET A, PAGES 2593, 2594 AND 2595 IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF LOWNDES COUNTY, GEORGIA. SAID PLAT IS INCORPORATED HEREIN AND MADE A PART OF THIS DESCRIPTION BY REFERENCE HERETO. FOR INFORMATIONAL PURPOSES ONLY: THE APN IS SHOWN BY THE COUNTY ASSESSOR AS 0112D 264, SOURCE OF TITLE IS BOOK 03233, PAGE 00198 (RECORDED 08/26/05) The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, 12650 Ingenuity Drive, Orlando, FL 32826, 877-596-8580. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Shelby Stalvey and Frank Lavell Stalvey or a tenant or tenants and said property is more commonly known as 2501 Chandler Drive, Valdosta, GA 31602. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. HSBC BANK USA, N.A., AS TRUSTEE ON BEHALF OF ACE SECURITIES CORP. HOME EQUITY LOAN TRUST AND FOR THE REGISTERED HOLDERS OF ACE SECURITIES CORP. HOME EQUITY LOAN TRUST, SERIES 2007-ASAP2, ASSET BACKED PASS-THROUGH CERTIFICATES as Attorney in Fact for Shelby Stalvey and Frank Lavell Stalvey Weissman, Nowack, Curry & Wilco, PC Attn: Ocwen Team One Alliance Center 3500 Lenox Road Atlanta, GA 30326 /ST 08/12/2009 Out File# GA03FAU091000249 23557751 11/06,13,20,27/09	Save
18. 11/22/2009 gpn11 NOTICE OF SALE UNDER POWER Under and by virtue of the POWER OF SALE contained in a certain Deed To Secure Debt from MICHAEL MILLER to Farmers and Merchants Bank, Lakeland, Georgia, dated February 16, 2007; recorded in Deed Book 3716, Pages 230-235, Lowndes County, Georgia Records; said Deed To Secure Debt having been given to secure a note of even date in the original principal amount of $276,354.00, there will be sold by the undersigned on the first Tuesday in December to wit: December 1, 2009 during the legal hours of sale, before the Courthouse door in Valdosta, Lowndes County, sell at public outcry to the highest bidder for cash, the property described in said deed, to wit: All that tract or parcel of land situate, lying and being in Land Lot 59 of the 11th Land District of Lowndes County, Georgia, more particularly described as follows: Commencing for reference only at the southeast corner of the intersection of North Ashley Street and Northside Drive and running thence along the south margin of Northside Drive N 68°32’37”E 1098.75 feet to a concrete monument and the POINT OF BEGINNING; thence from said POINT OF BEGINNING N 68°32’37”E 151.99 feet to a concrete monument; thence 21°27’23”E 217.45 feet to a concrete monument; thence S 70°25’14”W 152.07 feet to a concrete monument; thence N 21°27’23”W 212.47 feet to a concrete monument on the south margin of Northside Drive and the POINT OF BEGINNING. Reference is made to a map of survey by S. Riley Kendall, surveyor, dated June 20, 1975, on which the aforesaid property is designated as “Tract D”. Said property being known as 247 Northside Drive, Valdosta, Georgia. The debt secured by said Deed to Secure Debt has been and is hereby declared due and payable in full because of default of interest and principal pursuant to the terms of said Deed to Secure Debt and Notes. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Notice has been given of intention to collect attorney’s fees in accordance with the terms of the note secured by said deed. Said property will be sold as the property of MICHAEL MILLER and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. This is an attempt to collect a debt and any information obtained will be used for that purpose. FARMERS AND MERCHANTS BANK as attorney-in-fact for MICHAEL MILLER Suzanne P. Mathis Attorney at Law P.O. Box 426 Lakeland, Georgia 31635 23557723 11/06,13,20,27/09	Save
19. 11/22/2009 gpn11 NOTICE OF SALE UNDER POWER GEORGIA, LOWNDES COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by TONY E. BOWDEN to HERITAGE COMMUNITY BANK dated January 14, 2003, recorded in Deed Book 2433, Page 9, Lowndes County, Georgia Records, conveying the after-described property to secure a Note in the amount of Eighty Five Thousand Twenty Three Dollars and 82/100 ($85,023.82) with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lowndes County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, the following described property: All that tract or parcel of land situate, lying and being in Land Lot 101 of the 11th Land District of Lowndes County, Georgia , being all of Lot 2, Summit Chase Subdivision, Addition One, as shown on that certain map or plat of survey of said subdivision recorded in Plat Cabinet A, Page 1227, in the Lowndes County, Georgia, Deed Records. Said recorded Plat is by reference incorporated herein for all purposes in aid of description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in said Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is TONY E. BOWDEN or a tenant or tenants. Pursuant to O. C. G. A. §44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above described mortgage is as follows: AMERIS BANK, P.O. BOX 165, OCILLA, GA 31774. Telephone: 229-468-9411. The foregoing notwithstanding, nothing in O. C. G. A.§44-14-162.2 shall be construed to require AMERIS BANK to negotiate, amend or modify the terms of the Deed to Secure Debt described herein. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This 9th day of October, 2009. AMERIS BANK SUCCESSOR BY MERGER WITH HERITAGE COMMUNITY BANK AS ATTORNEY IN FACT FOR TONY E. BOWDEN DAVID M. WOLFSON, P. C. Attorney at Law 1010 Williams Street Valdosta, GA 31601 (229) 257-0080 State Bar No. 773395 23557770 11/06,13,20,27/09	Save
20. 11/22/2009 gpn11 NOTICE OF SALE UNDER POWER GEORGIA, LOWNDES COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by TONY E. BOWDEN to HERITAGE COMMUNITY BANK dated August 30, 2002, recorded in Deed Book 2321, Page 201, Lowndes County, Georgia Records, conveying the after-described property to secure a Note in the amount of Sixty Seven Thousand Five Hundred Seventy Five Dollars and 33/100 ($67,575.33) with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lowndes County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, the following described property: All that tract or parcel of land situate, lying and being in Land Lot 103 in the 11th Land District of Lowndes County, Georgia and being more particularly described as being all of Lot 60 in Block E of Chadwyck Place Subdivision, Addition One, according to a map or plat of survey thereof recorded in Plat Cabinet A, Page 1221, in the office of the Clerk of the Superior Court of Lowndes County, Georgia, to which map or plat of survey and the record whereof reference is hereby made for all purposes in aid of description. Said described property has located thereon a residence dwelling known and designated as 4242 Wilshire Drive, according to the present system of numbering houses in Valdosta, Lowndes County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in said Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is TONY E. BOWDEN or a tenant or tenants. Pursuant to O. C. G. A. §44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above described mortgage is as follows: AMERIS BANK, P.O. BOX 165, OCILLA, GA 31774. Telephone: 229-468-9411. The foregoing notwithstanding, nothing in O. C. G. A.§44-14-162.2 shall be construed to require AMERIS BANK to negotiate, amend or modify the terms of the Deed to Secure Debt described herein. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This 9th day of October, 2009. AMERIS BANK SUCCESSOR BY MERGER WITH HERITAGE COMMUNITY BANK AS ATTORNEY IN FACT FOR TONY E. BOWDEN DAVID M. WOLFSON, P. C. Attorney at Law 1010 Williams Street Valdosta, GA 31601 (229) 257-0080 State Bar No. 773395 23557769 11/06,13,20,27/09	Save

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